No they should go into reasonable debt to own a home. If they don't have a 10% down payment saved, they are probably not ready. If their note is more than 20-25% of their take home income, they are probably borrowing too much. I they have to take a mortgage of more than 15 years, they may be buying more house than they need. People can alway upgrade later when they have a paid-off house as an asset to throw in.
Almost everybody takes out a 30 year mortgage but there is some way of structuring the payments after the fact that allows you to make 2 payments per month at less than the sum total of 2 monthly installments and pay off the 30 year loan in 15. Not sure exactly how that works.
It may be good or bad depending on a lot of variables. My point is that debt, properly managed, is a valuable tool while debt, poorly managed, can be a millstone around your neck.
More and more people are going to 15 year mortgages, especially if they have two incomes. You can save six figures in interest! If you can handle the higher note, you can enjoy paying much lower interest.
https://www.yahoo.com/news/donald-trump-slams-radio-host-fumbling-foreign-policy-190222282.html Ok, Trump may start to realize soon he is in over his head. Just saying you will be good at the military, which is an odd way to put it, is not a foreign policy strategy.
How in the fuck can anyone say Trump is in over his head yet think hussein is qualified for the job? As much as I dislike the arrogant ass that is Trump, he has more brains and real world experience in his dick than barrackmed has in his entire body.
As does every "she" Jesus when will you leave puberty and get over boobs? You have had them at your every aching need to play with the "fun bags" the last 13 years that u have been married. Do you love tits that much? By all means turn into Caitlin and buy a pair to have all of your own to caress and squeeze, nibble, suck, and bite... And now I've for myself all worked up thinking abt it. Yep, I'm back boys.
