Terry might be one of those... what do they call them? Yeah, financial advisors, or maybe an Agent, or a 'concierge' or 'administrative person'. Sounds like a real assembly line over there. Does anyone with more than two brain cells think this involves just those few players. I think maybe Priscilla and April should talk.
speaking hypothetically, if you guys get hit with repeat offender sanctions, what will the meltdown be?