Potential Government Shutdown

Discussion in 'Free Speech Alley' started by Tiger in NC, Sep 20, 2013.

  1. Rex_B

    Rex_B Geaux Time

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    Raising a fake line to either borrow or print money doesn't equate to "paying" your bills.

    Our Fed has bailed out everybody and their brother. You don't think they won't bail the US out.

    This whole debate is retarded. Don't spend money you ain't got.
     
  2. LSUsupaFan

    LSUsupaFan Founding Member

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    Nobody has supplied a good solution. The consensus is that ACA will cause huge deficits (already projected as 9.3 trillion dollar unfunded liability), will cause massive shortages in care, and will drive up prices of premiums. The right wing republicans are requesting a delay on implementation of Obamacare. The Administration has delayed implementation of certain parts of the law through rule. Seems what Obama is doing is hypocritic grandstanding to combat hypocritic grandstanders.

    I have stated numerous times we should return to the last model we had when healthcare costs were stable. That was when people had catastrophic coverage, and we paid our own bills when on minor ailments.

    As a matter of policy we should have been zoning in on consumer driven health plans with HSA's. Instead we passed a law and associated regulations which made them useless.
     
  3. LSUsupaFan

    LSUsupaFan Founding Member

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    By the way. I can't renew my health plan in January per my insurance agent. The high deductible plan that I loved does not qualif as a bronze level plan for individuals over 30. I know have to chose between spending about 5 thousand more per year on insurance or not having insurance and relying on my Health Savings Account to self insure.

    Because I won't have a tax refund, I am not subject to the fine for not having insurance, and if somethign catastrophic comes up, I can just get some insurance then. Tell me on what rational basis should I subject myself to this bullshit?

    This reform is a massive cluster fuck. I was much better off before ACA when my premiums were goign down, and my HSA was going up.
     
  4. red55

    red55 curmudgeon Staff Member

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    Why do you imagine that the debt ceiling is "fake"? Borrowed dollars have to be accounted for. Deficit spending is another matter entirely.
     
  5. mobius481

    mobius481 Registered Member

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    I didn't realize I wouldn't be subject to the fine if I don't have a tax refund. I seem to remember that came about because of the definition of the individual mandate or something. Is that right? That gives me an option to self insure like you're saying and then buying insurance if I get sick. I may think about that. I hate to be an irresponsible prick but I pay my fair share and right now my premium will go up about 7k per year so I'm in a pretty self serving mood now.
     
  6. gyver

    gyver Rely on yourself not on others.

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  7. LSUsupaFan

    LSUsupaFan Founding Member

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    Yeah... based on my understanding the only way the IRS can collect your fine is to offset it against your refund. They can't charge P&I, or garnish wages or anything. For me irresponsible prick is the smartest option.

    ETA... they can assess P&I, but they can only collect it as an offset of refund. They can't garnish wages, and they can't impose criminal penalties, and they can't drop tax liens on you. There is no teeth in the fine.
     
    Last edited: Oct 4, 2013
  8. gyver

    gyver Rely on yourself not on others.

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    Open states borders for insurance sales. Force the insurance companies to compete against each other. Insurance companies should allow people to increase deductibles while decreasing premiums. When a person/family hits a price they can afford then they settle on the deductible at that price. I think progressive has a vehicle insurance policy like that. Leave Obamacare in place and let people decide if they want it or not. Change the laws to combat frivolous lawsuits so malpractice insurance costs can drop.
     
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  9. Rex_B

    Rex_B Geaux Time

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    It's fake because it has no meaning.
     
  10. Winston1

    Winston1 Founding Member

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    All great points gyver...Also open up hospitals, doctors and pharma to REAL price competition. Competition (real competition) is the one proven method to reduce cost and improve quality. Right now AND into Obamacare the cost generators will be protected from competition by regulation. Lack of competition is why this this became so imbalanced.
     
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