this is similar to some of my experiences and it has not been through the VA. 2-4 months to get checked out by something other than ER or clinic. and pay out the azz even with the best insurance i could get (thru my job.)
For people with existing coverage, the risk is already spread out. For people with pre-existing catastrophic conditions who are in the market for health insurance, it really can't be done. You know going in that the person is going to have a Million or more dollars in future care. You cannot insure them without charging them at least a million in premium. They may as well pay for their own care. Sucks for them but what can you do? Despite the rhetoric, you cannot force insurance companies to insure people with pre-existing conditions at the same relatively affordable rate as healthy people. It's all bluster. Do you think insurance companies are scared at the prospect of losing that business? Oh yeah. Throw me in that briar patch.
Where did you pull the 95% number from? It's not from tirks source. Ah a memo from the AEI, speaking of political groups! :lol: I think a peer-reviewed article in the American Journal of Medicine carries a weeee bit more credibility. :wink:
Why not spread it out, too? For an oversimplified example, say there are 10,000 such people at XYZ Insurance Co. Spread 10,000 million dollars over 30 years to 10,000,000 customers and it is $33 a year extra for everybody in that system to offer pre-existing coverage.
im glad you asked. Ill let this guy who did all the work explain it for me: i have read part of the bill and read highlighted parts others have waded through. not sure why. inability to sleep maybe. ill post some of the minutiae later. au contraire. action for the sake of action is worse than inaction. illegal aliens. executing all the obese and terminally ill.
These people have a life expectancy of less than 5 years. Why make everybody pay for 30 years? And I'm talking about uninsured people looking for coverage. You want to add them in to the pool? Do you raise everybody's premium everytime you take on a new risk?
I'd still like to see the actuarial numbers on it. There should be a cost point beyond which it would be unfeasible and under which it would be feasible. I'd just like to know what that number is before assuming it is unaffordable.
