Yes, I'm on an HDHP and moving to whatever the hell the requirements are now. Are you talking about the changing of the renewal dates? BCBS allowed me to change my renewal date to 12/31/13 which means I can keep my coverage through next year as is. Are your wife and kids on a different plan than your or is there some other reason you can't stay on with them?
We are all on the same plan now. What they told me is that becasue my renewal date is in 2014 I have to be on a plan that meets bronze level. My current plan is considered catastrophic coverage. My wife is 29, and can renew on that plan, but I am 32 and cannot.
Ah, I see. My wife is a cougar. Almost a full month older than me so that strategy won't work for us.
I was referring whatever metrics that you do accept, if any. There are quantifiable ways to evaluate health care.
SIX the first day?!?! lmfao. SIX? REALLY? NC, what say you about all these stories already about people paying more FOR LESS?
I'm shocked that 6 were able to sign up given the troubles with the web site. How in the hell did those 6 make it through? Maybe one day they'll make a movie about them. Seriously, as I keep saying: just because the web site is in shambles, and it was, doesn't mean the entire law is bad. With a band of tech giants now signing on to help fix the issues, I have more confidence in the fixes being timely. That said, the administration should have enlisted the help of those guys to begin with and we could have avoided all this crap. The fact that we spent so much for a web site that doesn't work is actually cause to revisit our federal procurement program, which is indeed broken and has been for quite some time. So, in short, I expect that the technical issues will indeed be resolved by Nov. 30th. Now, to your questions about the letters many are receiving from their insurers or being dropped altogether. It is true that there are currently insurance policies that do not have enough protections to keep folks from falling into bankruptcy if something catastrophic happened that are no longer allowed under the ACA. It is also true that insurers are taking this opportunity to try and upsell people into more expensive coverage. For example: Mrs. Potatoes gets a letter stating that her old policy doesn't fit within the guidelines of the ACA and that she can move to this different plan that is covered for twice as much. While the letter contains a morsel of truth that she can indeed move up to this premium plan, in fact there are a whole host of options for Mrs. Potatoes that her insurer is not telling her about. Chances are there is a plan that has better coverage for a similar price. I am not discounting those who claim that their premiums are going up, there are a lot of folks who have not had adequate health care coverage for a long time who never realized how porous their coverage was because they never got sick and actually had to use it. But do some research and you will find that over half of bankruptcies over the past two decades that related to medical expenses were from folks who actually had insurance.....just not good enough insurance. When Romneycare was implemented in Massachusets the sign up numbers were very similar in that few signed up until the deadline to do so. I expect the same dynamic to play out here; it's just human nature to procrastinate until the very end imo....especially as it relates to spending money. There are going to be portions of this law that will require changing and my hope is that the R's and D's will start making suggestions how to do so now in a constructive and thoughtful way.
It stems from changes Obama made in the "law" in which a change in a policy invalidates it and throws the insured into the pool. People are having premiums double for LESS coverage. Not to mention people not of child-bearing age having maternity policies made mandatory. For you to buy into that is scary. First of all, do you really think the government knows better what people need? Muchless whether the government should decide what's best for us. Another thing is the people who never get sick are the ones who will be better off taking the penalty than the premium- leaving a deficit for the funding for us old phuckers.
Where's your evidence for this, Tiga? So far I have not seen a single person who has been able to provide evidence of doubling premiums for less coverage. I've heard this accusation made time and time again and I am willing to listen if someone, anyone can show me something true. My suspicion is that it has happened to a few people but is far from wide spread and is largely indicative of a portion of the law we need to take a second look at. As I said before, I'm not opposed to making changes to the law as we go and as new information comes to light. That said, I have still yet to see anyone who can produce evidence that this is true. It's not a matter of the government knows better what we need. Can we say the same thing for the mandate for buying auto insurance? What about the mandate that we all stop at red lights? While I will be the first to admit that government too often does things too inefficiently; that doesn't not mean that all government is bad government. For the common good, we have laws; some of them which force us to make purchases.....like auto insurance or registration/inspection for your automobile. I am one of those people who are never sick; in fact, I am lucky because no one who works for me are "sick people" either. That said, I am not naive enough to imagine that unexpected things do not happen. Healthy people get sick; healthy people get in car wrecks and break arms and legs. Healthy people get cancer and have heart attacks too. Healthy people drop dead every day man. Here's a question for you, Tiga? Why isn't this conversation more constructive? Health care is something that affects us all and we all agree that rising costs were making coverage prohibitive even for middle class families, so why can't we set aside partisanship and make some common sense legislation that works for everyone? Right now I am more upset with the R's because they've offered no plan.....nothing. Which leads me to believe that they think the old way of letting costs rise uncontrollably was okay. It's wasn't. So where's their plan to fix it? Let us see it, maybe guys like me will think it's a better way and vote for it.
I dunno, the people who study this stuff... http://www.forbes.com/sites/theapot...nsurance-premiums-by-99-for-men-62-for-women/ "Based on a Manhattan Institute analysis of the HHS numbers, Obamacare will increase underlying insurance rates for younger men by an average of 97 to 99 percent, and for younger women by an average of 55 to 62 percent. Worst off is North Carolina, which will see individual-market rates triple for women, and quadruple for men."
