As we figure a way to have enough to last through retirement how we take Social Security is part of the equation. Americans are losing trillions claiming social security at the wrong time Most retirees should wait longer to access their benefits, researchers find. Some should claim them sooner. Read in Bloomberg: https://apple.news/ArGgzCD-KRCaThs5HJRZsXg
I turn 67 in 2037, they expect the trust fund to be depleted by 2035. By then the liberals will have gave away everything to illeagls and welfare moms, so i expect no help from uncle sam.
I have been buying rental properties like crazy. My goal is to have 20 paid off by the time that I retire. Right now I have 10 that are paid off, so I am half way. At 58, I have to really bust ass to get there in the next 10 years, but I think it is doable. I don't count on SS doing anything for me.
I think I will collect as soon as I can because to be honest I am not going to live that much into retirement due to health issues. Might as well collect what I can.
You ever do wholesaling? Where you get a property under contract without using your own money and walk away from closing with a check.