What is the harm in allowing health insurance to be purchased nationwide? From my understanding, each state has its own rules and regulations. Why not just strip the regulations, if the stated above is true, and allow them to freely cover people from all over? Healthcare is not something I am familiar with as I am in the military.
Health insurance is regulated by the various state boards. Selling it across state lines seems to have some benefits, but it would also require more federal regulations that don't currently exist. Many carriers aren't comfortable in dealing with another set of regulators.
I get an uneasy feeling when we start talking about eroding state's rights for more federal government.
Works for me . . . as you keep the group rates and long as the insurance company can't just drop you at some actuarial age when the risks of medical expenses go up. But the costs of these medical plans are rising at an unsustainable rate. That's the bloody problem. Only the very rich can afford to pay from top-tier personal insurance on a retirement income. Works for me, but this will insure that not much can be done to reduce the Medicare budget. Almost everybody falls into this category. These people have never qualified for Medicare. They end up in the Charity Hospital System, socialized medicine if it ever existed, that provides low care for much more money than simply giving them subsidized insurance that they can spend in the private sector where it helps everybody. Then we can get rid of those gulag hospitals.
I think we have to tier them. The main thing is make sure that nobody is locked out with no coverage. I think the only thing everybody should be eligible for free coverage of is basic health care. You get your shots, exams, treatment for injury and illness and surgery necessary to save life, limb or eyesight. A higher tier with serious copayments would be available for those who can afford it. This would cover elective surgeries, expensive drugs, in-vitro fertilization, and other medical services not covered by basic.
Wouldn’t a system where you can only be on government healthcare if you are: A) over 60 B) have a disability I mean, if you are in like 22 and up, you should be supporting yourself, government shouldn’t pick up the slack…
This is what Obamacare purports to do. Pipe dream. There are not enough medical personnel and facilities to accommodate the glut of druggies, alcoholics, lazy no good types and illegals of all stripes that will be looking for the free stuff. This is what liberals will never understand. The government cannot do it for everybody.
Then they will be built and new insurance companies formed and new private sector employees hired. It's good for the economy, good for employment, good for investors, and it funnels public money directly into the private sector. You greatly overestimate the number of "druggies, alcoholics, lazy no good types" that we must deal with and "illegals of all stripes" are specifically excluded from the Health Care Law. We are dealing with them already in free clinics and charity hospitals, the kind of government waste that everyone would like to see gone. Perhaps you think that we should round them all up and concentrate them together until a Final Solution can be found?
