I talk to a lot of business owners every day who say so. If your employer's fine is 60K, I don't see how he could provide insurance for that amount. For example, at 51, my premium is about 750/month. A 30 year old would probably pay 200-250. Average that and say 500/mo per employee, he's paying $30K/mo. for health care for his employees. So, for 2 months worth of premiums, he gets out of having to buy it.
Where did I say anyone was? In fact, I said people should refuse to work for such individuals. Then people should not work for that person, as I've said close to half a dozen times by now. If they don't want to take my advice, then that's their problem. But their employer is still a douche. Now I'm rather convinced that you are not even reading the posts to which you're replying.
Thank God and the Baby Jesus that not only am I ought of the corporate healthcare business, but I am also as far away as I can get. Your example is easy to follow, but the problem with straightforward examples is that a lot is lost in translation. Simply stated, an employer is MUCH Better off with salary + healthcare in lieu of just salary equaling the same. The employers payroll taxes are less as well as the positive impact of deductions and possibly tax credits. Employers should focus on defined contributions rather than defined benefits. Employers can control contributions, but not the cost, over time, of benefits. No matter what healthcare is a mess. OBTW, the best benefit is getting "network" rates, rather than the "paid benefit."
Be sure to include Shane in that bill as well, along with a golf exemption for ALL fridays that are sunny and 70 deg or better
these guys are correct that it is an employers prerogative as to whether they want to offer insurance coverage. that said, they will always get second tier employees. Any decent, self-respecting employee will move on to the next job as soon as one with better pay and/or benefits are offered. The result for the employer will be to operate short handed until he or she hires a replacement, then being patient with that replacement while they get trained, make the inevitable mistakes, cost you money in lost time and then only stick around a few months until the next best thing comes along. Employers have had the luxury of operating in an economy where jobs are hard to come by and those who do have jobs are job scared because of the economic environment we live in. That will come to an end when the recovery becomes more robust and employees will have choices again.
If you can't see the difference between a car (or lofty salary) and providing AFFORDABLE health insurance (a necessity), then I really feel sorry for ya. Your employer has the ability to provide you with group rates, which is something you'd never come close to approaching on your own. So, yeah; I think that's pretty douchey.
Just to be clear, no one was challenging them on that. Exactly. There's a lot more value than the $2k/yr in having content, healthy employees with competetive benefits.
What you are describing is functioning market where employees and employers negotiate compensation packages. Obamacare destroys that.
