Learning more about health insurance going forward

Hey boss, I suspect you aren't taking the 6 grand a year hit many young self employed folks like I am taking. ACA has created a situation where I am much better off being uninsured.

 

Yes the young will get older. But the older need to die. It's a sad fact but the old are living too long and THAT is why price goes up. If you are on your 10th pace-maker and can't stay alive without 10 pills a day I think you have over-stayed your welcome. Reality sucks.

 

For every problem solved another is created.

 

Wow. You hurt my feelings. Nice deflect.

 

Cost shifting is what all insurance plans do.

When I was doing reinsurance (where the really, really big money plays) a lot of those guys would not look at a case unless the average age was 30 or less.

And

Too many females of baby making age would kill a case as well.

It's a balloon. Squeeze where you want, and it bulges somewhere else.

As an aside, the negative environment in North Carolina regarding teaching has severely reduced the influx of young teachers. Less cheap ( to insure) younguns and higher percentage of old farts. Rates in teachers health plan skyrocketing.