I don't have diabetes, my heart is fine and AIG won't fire me because I am retirement eligible. If I did fit your above example, I'm pretty sure I would die broke. Still, there are hundreds of millions of Americans and you cannot expect the government to pay the bills of those who, for whatever reason, fell through the cracks. Life isn't fair. Sucks to be the guy who had all the bad luck, but there are millions of them and this isn't a socialist country. Perhaps the message here is to get off your ass at a young age and try to prepare yourself for the worst. Then get it before you have the pre-existing condition. You want to freeload until you are sick then expect the insurance company to pay all of your medical bills. I don't know what policy you have but mine does not allow the company to cancel me when I get sick.
That's all I'm saying. I don't see why its bad for the government to create a system to prevent a major illness from bankrupting someone who has worked hard all his life. Who expects the government to pay all the bills? Many uninsured with conditions would love for the opportunity to pay for coverage, especially if they could get group rates. There are many such people so why not let them get covered in similar groups so that the insurance companies can get reliable actuarial data and insure them? Only the poorest would get subsidized insurance. But then we can get rid of the government clinics, government employees, and charity hospitals that we fund for them to use now. Talk about socialized medicine! Subsidized insurance allows them to any hospital, bringing more money and jobs to private hospitals. That has always been the message. But you know as well as I that many folks have not done as well as you and I or have encountered catasptrophic ilnness that you and I haven't . . . yet. It's not a black and white situation of hard-working people who deserve insurance and lazy bums who do not. There are way too may people in the gray area for a country like ours. Thus the requirement that everybody must buy the insurance. Consider that workers these days don't get jobs like ours that last for decades and provide defined benefits through retirement. Young people change jobs many times, change insurance coverages, and lose coverages for periods of time. And they still get the same medical costs that we all do. Some times it catches them uninsured or uninsurable. All we have to do to fix this is institute a system where everybody is insured all the time. Nor does mine. But there are rare circumstances where I could lose my group insurance. And most individual policies have several way in which you can be dropped at the insurance company's discretion. Nobody really likes the government regulating fair play here, but we are far better off than letting the profit-making insurances companies draw their own lines. Bottom line is that the current system is unsustainable at the rate that it costs everyone. There is a clear national interest in the citizenry having capable and affordable medical care.
I just did ! Well technically it was more of speaking about you but why get caught up in the mish mash. What, the big rooster doesn't like it when the lil chickenhawk gets mouthy? Either way we both know its true yet the consumption with hate for those idle bastards just won't let you see it.
If you do this, if you go ahead and speak like this, . . . you'll disappoint me. You don't know what you're talking about. Don't force me to make a fool of you.
Do what amigo? You have voiced your opinion in far too many a thread and have quantified your hatred for the rich man. I just restated it. I'm sure you will fire back with something snappy and I don't have to time to go find all the places where you said just what I said you said. No biggie. You are more than entitled to feel any way you wish. Don't run from it amigo, embrace it. Live it. Its all good.
IF you read post #61 you can see I'm no fan of 'Obama-Care'. However, the system needs changing - I can't use the word reform anymore; the word's been abused to the point on impotence. I was an award winning employee of a company for 17 years until they called us in and laid us off. Anyone who believes there is no bias in hiring for people 45+ versus 28 to 35 is a moron. So I did what I had to do - sold cars, third party collections, - and got refresher education. In the mean time COBRA health insurance is costing $1,000/month - in 1998 (who knows what it is now). Now I don't believe the government should give me top line insurance. And I don't believe someone should pick up the portion that my old company used to pay. And I don't believe I should pay for any health related bill someone runs up just because they managed to get into this country somehow. But I also know that the first leg of the economic health of this country is the ability of the people to produce goods and services - and a less healthy population produces less. There is a balance somewhere in the middle between no government involvment and over involvement the health care industry. Obamacare is over involvement. But the current system which has evolved into a part of your employment compensation really makes no sense. We took the wrong fork in the road to health insurance long ago.
There's definitely a problem when losing a job means losing health insurance. I have a thought on how to fix this though. When you sign up with an employer's health plan, the insurance company should put you in the plan but also create some sort of baseline as to where you would be on an individual plan. When you leave the company and therefore get dumped from the health plan, the insurance company should have to give you health insurance at the rate at which you would be at if you had been on an individual plan the whole time. You can either take that, or go price yourself in the market again. the problem with losing health insurance when you lose your job is that what insurance companies are essentially doing is dumping people because they got sick. This disconnect between being with Blue cross (or whoever) while you are employed but then losing your health plan and your ability to be insured by Blue cross when nothing has changed for you other than your employment is unfair and predatory. However, if you don't have health insurance, get sick, then expect them to not factor in a pre existing condition, then you can take a hike. That's your own fault and insurance companies should not have to insure you.
it is tough to not speak for red because he makes pronouncements that lead to specific conclusions, but then he will deny that he stands for the conclusions. he doesnt like to defend the full implications of his opinions.
What Obama and a lot of people don't understand is that the problem is the cost of health care, not the cost of insurance. Healthcare costs drive premiums. The insurance companies are being made the villians here.