One time a friend's truck broke down and we were trying to hitchhike back to his house where my truck was. Guy in a Corvette convertable stopped and waved for us to get in. Just as my hand was about to touch the door handle he stomped on the gas and laughed wildly as he sped away. Later that night we saw the same car in the parking lot of a bar. We both pissed on the seats and my buddy took a dump on the driver's side seat.
I'm not sure what the "his majesty" part is about, but the trust the insurance was bought under is named "of the royal crown" and his dad is the trust protector of that trust. I guess it's not impossible that of the royal crown has another trust named "his majesty" as the beneficiary of it, but I don't see the point of that. You also missed another gold mine in there, "Lords of London" isn't a thing. It's Lloyd's of London.
I thought that maybe since Lloyd's of London is a British company their transactions would fall under British law and that's how they talk.