I'm a bit confused why Obama is making this a big deal? Ok pre-exisiting conditions are a terrible thing and I wouldn't want to have one myself. That being said the insurance company is in BUSINESS to make money, not to fail because they began to cover those at a higher risk.. Do life insurance companies not rate those higher that are older or smoke? Does auto insurance have the right to not cover you if you have a DWI? I'm not seeing the logical argument here?
they can still profit by covering people with pre existing illnesses, they just wont be able to give their CEO's billion dollar bonuses. They may have to only have 1 boat, or 6 big screens, and only 4 cars. **** the insurance companies, why does everyone think that they are just good people trying to stay afloat? They are vampires that would sell their own children for a dollar.
Why would they want to profit less? It doesn't make any logical business sense. Any why do people now hate those that are successful and have money? Why is the insurance company bad people? They are a BUSINESS. I just don't get this whole damn thing.
do you hear what you are saying? Selling alcohol is a business too, but that doesn't mean it shoud be sold to kids. Profiting just for the sake of profiting regardless of who it screws over is immorally wrong. I dont hate insurance because they are rich, i hate them because they are vampires. I hate them because while they drop dying kids, and cancer patients, and put sick people in the streets, and refuse to cover them, so their CEO can buy another airplane or yacht. Personally i don't think healthcare should have ever been a business, you shouldn't profit off of the misery of other people, but since it is, it should be regulated, heavily regulated.
I don't know what exactly obama is talking about. However, insurance companies either 1) drop policy holders with serious medical issues or 2) raise the premiums to a rate so high that they cannot possibly afford it. Ultimately they become people with pre-existing conditions and have little chance of getting an affordable insurance policy. It's not right, I can tell you that.
Limiting your risk and taking responsibility of one's self is a moral issue for an insurance company? And selling alchohol to a child is illegal so let's please compare apple to apple. Refusing to cover someone b/c they have a high risk condition makes sense. Refusing to cover someone when they have a policy and they find a small problem with a form doesn't. Removing a policy cap doesn't make sense either. Money doesn't grow on trees either. Stop being mad at the CEO for making money. That doesn't help your argument at all.
What isn't right about that? You can't afford the hospital bill if you have that condition what makes you think the insurance company wants to front the bill?
You pay medical insurance your entire adult life and are rarely ill. Later in life you become seriously ill. With the help of insurance, you pay all of your bills. Your insurer raises your monthly premiums to extremely high prices that you can no longer afford. You can no longer afford the insurance, much less all of your medical bills. You become uninsured. You try to get a new policy elsewhere, but the premiums are just as high. If you're calling that right, then I am terribly sorry that I wasted time around you last year on the road trip.
so should dropping a paying customer because they have a pre existing condition. And i dont care if the CEO makes money, he is making money without dropping everyone those companies can. You are starting to sound alot like Gordon Gecko if he would have been in the insurance business. Ms. Smith, i'm sorry we cannot cover your heart transplant because you had a yeast infection in 1976 that you didn't tell us about. You may die now. They can still make money and help people. They may only get to have 4 rolls royce's instead of 8, but something tells me they will survive.
You pay a premium a year at a time that reflect the rate for your risk during that year not for future years. This same principle is used with Life Insurance. The older you get the closer to death you get the higher the premium is. The older you get the more medical care you will use the higher the premium is. I'm also sorry you feel that way but I'm not following why the insurance policy is liable for your condition at the same rate of risk during your entire lifespan. If you deam that as a waste of your time then so be it. It's called a debate..
