USC, Texas and Miami. The site trades stocks(contracts) similar to the stock market but the contracts have an expiration date(i.e. BCS champ game). It's supposed to be more acurate than regular polls because it is influenced by $$. I would try to explain it, but they do a good job of that on the site. Check it out. Home page NCAA BCS BTW, In the 2004 elections, this site correctly picked the pres. election, red and blue states, and 33 of 34 senate elections.