Lmao

i wonder if martin is gonna invite us to cabo. i might even go if its taint. either way i got the first 2 rounds and a drip bag for one if needed.

She may have only 1 arm but it appears she has 2 very important other "things"

3

Unless we have a famous Australian surfer in our midst, we have a discrepancy.

hmmmm. nope. if i follow that philosophy id have a mortgage about 2-3x my yearly wages. the US is in better shape than me. debt is = to 1 GDP.

do you know think people should go into serious debt to own a home?

Depends upon how serious the debt is. When I see lots of people in their early 30's living in $400K houses and driving luxury cars and top of the line pickups I know they are not all doctors and lawyers. A lot of them have good jobs in plants but they are going to be way over their head in debt.